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This subreddit is a place to discuss anything related to Canadian personal finance. The topic of 'personal finance' includes budgeting, goal planning, taxation, saving, investing, banking, credit cards, insurance products, life event planning, major purchase advice, unique deals and tips for frugality, employment and other income sources, global or national economic news and discussions, and a variety of similar topics. Subreddit Chatroom AMAs Person / Company Date / time May 10/18 May 16/18 June 20/18 Nov 21/18 Jan 15/19 Jan 31/19 Feb 7, 2019 Filter Posts Rules 1) Posts must be about personal finance in Canada This covers a very wide variety of topics, including banking, employment, budgeting, minimizing recurring or popular expenses, advice for large purchases, and more. 2) Be helpful and respectful Be patient with others.

Keep disagreements polite. You can feel free to be 'harsh', but never insulting. Refrain from 'judging' the financial situation of others - whether their situation is dire or well-off. Comments suggesting that sharing financial information in a personal finance subreddit is a 'humblebrag' will be removed. 3) Avoid most self-promotion This includes solicitation of referrals, posting your own blog, video channel or personal website, and recommendations for users to do business with you.

We expect that users do not use this forum to build a brand, for financial gain, or to attempt to gain traffic or users. This also extends to PM'ing users because of comments they made on this subreddit, and the solicitation of referral promotions. 4) IamAs/AMAs must be approved by mods If you'd like to host an 'I Am A/Ask Me Anything' (IamA/AMA) thread, you must first for approval. We will evaluate if your topic is suitable for the subreddit and will set a date to avoid conflicts. Unapproved AMAs may be removed without notice at the moderator's discretion.

Posting guidelines Include your province in your post! Include sources. A good answer will be supported by relevant and reliable sources. Answers that link only to your personal blog or website are considered low-quality and may be removed at the moderators' discretion. Have an in-depth answer.

Use a mix of context, explanation, and sources in your answer. Do not just post links to other sites as an answer. If you do believe a source fully answers a question then consider including a quote from the source. Be inquisitive, and clear if you are unsure. If you have heard or read something which might be related to the question, and you want to check it, then make sure you ask it as a question. Do not post 'I'm not sure if this is true.'

Or 'Someone will correct me if I'm wrong.' If you're not actually answering the question, then make sure your comment looks like a question.

Wiki / Frequently asked questions Related subreddits Bot Triggers Trigger Description!InvestingTrigger Common questions that OP needs to answer in order to get proper advice about whether investing is appropriate for them.!CCTrigger Common questions that OP needs to answer to get proper advice about recommending credit cards to them!MarginalTrigger An example, using $15,000 of income and made up tax brackets, about how tax brackets work. To help people understand what a 'marginal rate' would be.!TFSATrigger A few helpful links, plus answers to types of TFSA accounts!RiskTrigger An understanding of risk, and risk questionnaire links.

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